Buying a new car is an exciting time. Everything from the new car smell to having a clutter-free vehicle makes the first few thousand miles the most enjoyable. In this first stage, no one really wants to think about when their vehicle might break down. But, unfortunately, vehicle repairs are inevitable. In most cases, it’s more about when it will happen, not if.

Most vehicles come standard with a manufacturer’s warranty that is the basic 3 years or 36,000 miles or 5 years or 60,000 miles for the powertrain option and that’s great…until it’s not. When this policy expires, do you have a plan in place to replace it? Or, will you be left paying out of pocket for repair expenses, which are inevitable as time goes by?

Fortunately, you have coverage options for your future vehicle repairs through a vehicle service contract. It’s separate from your original warranty, but can still provide the kind of vehicle protection that can help you budget and give you peace of mind when repairs occur unexpectedly down the road.

Vehicle Protection Plans: What to Consider

Many car brands are building vehicles that last well beyond a 3- or 5-year period. While it’s nice to have vehicle protection for your car in the first few years of use, isn’t it also a good idea to have it after it’s seen its fair share of time on the road?

Rather than having limited options, you can choose a way to provide the kind of customized coverage you need for the make and model of your specific car. What may be the best option for one driver may not be as applicable for the next based on your vehicle specifications. Individual driving habits could also affect the life of your car and the repair needs it could require in the future.

When looking for a plan, keep the following in mind:

  • What is your monthly budget?
  • How many miles are currently on your vehicle?
  • What do you primarily use your vehicle for?
  • Driving to and from work? Extended trips?
  • Where do you typically drive your car?
  • On the highway or within city limits?
  • What parts would you like to have coverage for most?
  • What questions do you have about vehicle protection?
  • What benefits are included in the policy?

Not all vehicle coverage policies are created the same way, so ensure you are getting the most from your plan. Consider what kind of coverage and benefits you can receive from a Platinum Protection, Comprehensive Protection, or a Powertrain Plus Plan.

Comparing Coverage Options For Your Car

Vehicle Service Contract Coverage with US Car Protection

The Exclusionary Protection policy plan is popular among drivers due to its extensive coverage options. It covers nearly all electrical, computer, and mechanical systems of your vehicle, such as the transmission, engine, air-conditioning unit, and other major components that eventually fail or need replacement over time.

The Comprehensive Protection policy is an ideal option for older vehicles. It covers some of the major vehicle components that may require repair as the vehicle ages, such as the engine, transmission, air-conditioning unit, and steering, among other significant parts.

The Powertrain Plus Policy is recommended for drivers whose cars have higher mileage. It covers many of the same vehicle components as the other two plans, but if you have questions about a specific part, make sure to discuss your questions with one of our specialists.

All plans are customizable and come with extra benefits, such as complimentary towing assistance, roadside assistance, and rental car reimbursement. Plus, our customer service team is available to help you with questions about your policy, claims, and the process itself.

Why Vehicle Repair Coverage Is Important

Anyone who’s taken their car into the shop knows how much of a hassle it can be. The cost alone can cause a financial strain because of how quickly expenses can add up – between the parts, labor, and towing services, it can total several hundred or even thousands of dollars.

An affordable, monthly payment for coverage is much easier to budget for rather than a steep bill at one unexpected, inopportune time. Add to that being without transportation for a few days, while your car is getting fixed and dealing with paperwork and payment with the repair shop and it can soon feel chaotic, to say the least.

With a vehicle service contract, an administrator is assigned to any claim you file to handle payment directly with the vehicle repair shop. Also, you don’t have to go without a vehicle, since your policy handles rental reimbursement, which means no left time missed from work and your day-to-day can continue as normal.

In short, this kind of policy is meant to cover repair costs when your car breaks down, but also to make the entire experience as stress-free as possible. Find out how you can benefit by contacting us and receiving your free quote.

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